Quick Cash Loan
If you need money until your next payday, a Quick Cash loan from your credit union might be the answer. With a Quick Cash loan you can receive a cash advance towards any direct deposit to your credit union account.
If you’re short of cash and payday is not until next week or next month, you can use a Quick Cash loan to get your money now.
A Quick Cash loan is an inexpensive way to meet your short-term cash needs.
For example, a $500 loan for 30 days costs you just $6.37 (15% interest for 30 days). There are no other charges to get the loan. Compare that to what “Payday” type lenders charge, and keep more of your money in your pocket.
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Loan Rate Discount
Save .25% with Automatic Payment on your loan. Loan rates are reduced by .25 if your loan payment is made by automatic transfer from your savings or checking account. This discount applies to all loans except VISA, Student Loans, Home Equity and Mortgage.
Loan Rates shown are already reduced by the .25%
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SIGNATURE (No collateral needed)
!! SUMMER SPECIAL !!
BORROW UP TO $5,000 FOR UP TO 36 MONTHS AT 6.75% !!
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| Any Purpose Loan |
36 month term |
7.75% Maximum $20,000 |
| Any Purpose Loan |
60 month term |
9.75% Maximum $20,000 |
| VISA |
Revolving |
11.90% No annual fee
Maximum $20,000
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| Each eligible member may borrow up to $20,000 using any combination of
the signature loans or VISA credit card listed above. Total combined
signature loans and VISA may not exceed $20,000. |
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New Vehicles
(No Down Payment Needed) |
| Any term up to: |
| 36 months | |
3.95% |
| 48 months | |
3.95% |
| 60 months | |
3.95% |
| 72 months | |
3.95% |
Used Vehicles
(No Down Payment Needed) |
| Any term up to: |
| 36 months | |
3.95% |
| 48 months | |
3.95% |
| 60 months | |
3.95% |
Maximum vehicle terms:
New vehicles ($15,000 +)..Up to 72 month financing
2003 and newer models ....Up to 60
2002 and older models ....Up to 48
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New RV's Boats, Motorcycles, Campers
(No Down Payment Needed) |
| Any term up to: |
| 36 months | |
3.95% |
| 48 months | |
3.95% |
| 60 months | |
3.95% |
| 72 months | |
3.95% |
| 120 months Up to a 10 year loan term on new and used RV's or boats. Rate is the same as new or used - 60 month loan with a balloon payment after 60 months. |
Used RV's Boats, Motorcycles, Campers
(No Down Payment Needed) |
| Any term up to: |
| 36 months | |
3.95% |
| 48 months | |
3.95% |
| 60 months | |
3.95% |
| 120 months Up to a 10 year loan term on new and used RV's or boats. Rate is the same as new or used - 60 month loan with a balloon payment after 60 months. |
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HOME EQUITY CREDIT LINE |
| Revolving |
6.00%
2.90% |
Variable rate (Prime Rate + 0)
Introductory rate for 12 months. |
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SHARE SECURED |
4.75% up to 36 months
5.25% up to 120 months |
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Mortgage (any term up to 30 Years)
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Down
payment |
20% |
10% |
| 1 year adjustable |
4.90% |
| 3/27 |
5.50% |
6.50% |
| 5/25 |
5.90% |
6.90% |
| 15 year Fixed |
5.49% |
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| Fixed rate mortgages up to 30 years also available. |
Fixed Rate Secondary Market Mortgages available-
Call for current daily rate. |
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Deposit Rates |
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Rate |
APY |
| Shares |
1.49% |
1.50% |
| Share Drafts |
0.00% |
0.00% |
| Money Market |
1.99% |
2.00% |
| Christmas Club |
1.49% |
1.50% |
| I.R.A. |
3.45% |
3.50% |
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Certificates: |
| 6 months |
2.58% |
2.60% |
| 12 months |
2.72% |
2.75% |
| 24 month* |
2.82% |
2.85% |
| 36 months* |
2.97% |
3.00% |
| 60 months* |
3.11% |
3.15% |
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Commercial Loans
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New Titled Vehicles: |
| Any term up to 36 months |
6.75% |
| 48 months |
6.75% |
| 60 months |
6.75% |
| 72 months |
7.75% |
Used Titled Vehicles: |
| Any term up to 36 months |
7.75% |
| 48 months |
7.75% |
| 60 months |
7.75% |
| 72 months |
8.75% |
Equipment: |
!! SUMMER SPECIAL !!
BORROW UP TO $5,000 FOR UP TO 36 MONTHS AT 6.75% !!
| Any term up to 36 months |
9.75% |
| 48 months |
9.75% |
| 60 months |
9.75% |
| 72 months |
9.75% |
Share Secured: |
| 5.75% |
(any term up to 36 months) |
| 6.75% |
(any term up to 120 months) |
Real Estate (terms up to 20 years): |
| Downpayment |
20% |
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| 5 Year Balloon |
9.25% |
| 3 year balloon |
8.25% |
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*Option to increase rate once during term of certification
Loan rates as of June 26, 2008 and subject to change
Shares as of April 30, 2008 and subject to change
Loan Rates shown are Annual Percentage Rates (APR)
10% and 20% down payment (or equity) mortgages are available for purchase or refinance up
to any amount (no maximum loan amount). Fixed rate mortgages up to 30 years also available
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