Ishpeming Community Federal Credit Union, your member owned
financial institution, is committed to providing you financial products
and services to meet your needs and reach your financial
goals. We are equally committed to protecting our members'
privacy. You can be confident that your financial privacy is a
priority of this credit union. We are required by law to give
you this privacy notice to explain how we collect, use and safeguard your
personal financial information. If
you have any questions, please contact a member service
representative at (906) 485-5563.
Information We Collect and
Disclose About You
We collect nonpublic personal information about you from the
following sources:
- Information we receive from you on applications and other forms;
- Information about your transactions with us or others;
- Information we receive from a consumer reporting agency;
- Information obtained when verifying the information you provide on an application or other forms. This may be obtained from your current or past employers, or from other institutions where you conduct financial transactions.
We may disclose all the information we collect, as described
previously and as permitted by law, to companies that perform
marketing services on our behalf or to other financial
institutions with whom we have joint marketing agreements. To
protect our members' privacy, we only work with companies that
agree to maintain strong confidentiality protections and limit
the use of information we provide. We do not permit these
companies to sell the member's information we provide to other
third parties.
In order to conduct the business of the credit union, we may
also disclose nonpublic personal information about you under
other circumstances as permitted or required by law. These
disclosures typically include information to process
transactions on your behalf, conduct the operations of our
credit union, follow your instructions as you authorize, or
protect the security of our financial records.
If you terminate your membership with Ishpeming Community
Federal Credit Union, we will not share information we have
collected about you, except as permitted or required by law.
How We Protect Your Information
We restrict access to nonpublic personal information about you to those
employees who have a specific business purpose in utilizing your data.
Our employees are trained in the importance of maintaining confidentiality
and member privacy. We maintain physical, electronic, and procedural
safeguards that comply with federal regulations and leading industry
practices to safeguard your nonpublic personal information.
