Retirement Income Seminar to be Held on January 29, 2013

There’s a big difference between not working and not worrying. But for millions of Americans, the worrying begins after the working ends. A “hitor-miss” plan for generating retirement income may prevent you from enjoying the stress-free retirement journey you’ve worked so hard for.

Don’t let this happen to you. Learn answers to your retirement income planning questions now. Attend a no-cost, no-obligation Retirement Income Seminar on January 29, 6:30 pm – 8:00 pm at the credit union’s main office.

This seminar will concentrate on the strategies and planning necessary to make your retirement successful. We’ll address the many issues affecting retirees such as:

• How do I get the most from my pension and Social Security?
• How should I invest to generate income during my retirement?
• How can I make sure that I can meet my health care needs?
• What sources of income should I draw upon and when?

For more information, or to reserve your place, call us at 906-485-5563.

Representatives are registered, securities are sold, and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free (866) 512-6109.

Nondeposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution. CBSI is under contract with the financial institution, through the financial services program, to make securities available to members.

1385-P1786F3 (1107)